Are solar panels worth it in the UK?

The short answer

Often, for a home with a suitable, unshaded roof. The Energy Saving Trust puts payback at 9 to 12 years with export payments; panels should last 25 years or more, though the inverter needs replacing after about 12, which the payback leaves out. They pay less well with shade, a high installed price, a low export rate or a move soon.

9 to 12years, Energy Saving Trust payback with export payments, four places and three occupancy patterns
25+years, how long panels should last (Energy Saving Trust)
~12years before the inverter needs replacing, a cost the payback leaves out
10 to 20years, illustrative, in our grid at the government median price; your installed price moves it (see the price table)

Sources: Energy Saving Trust [1][2]; our calculation from DESNZ [3][4], MCS 032 [5], Ofgem [6] and supplier export rates [8][9]. Read 12 and 13 October 2026. Figures are for England, Scotland and Wales unless stated: the Smart Export Guarantee does not cover Northern Ireland, and the Trust has not yet published Northern Ireland paybacks.

Are solar panels worth it for your home?

Is it worth having solar panels? On the Energy Saving Trust's payback figures, a home pays for itself in 9 to 12 years with export payments, depending on where you live and when you are home, at July 2026 fuel prices [1]. Separately, it puts a typical system at about 4.5 kWp and £7,600, and says panels work best on a south-facing roof with no shading [1]. It does not state, on its solar or data-method pages, the export rate, the share of solar used at home or the system size behind its payback table.

Bar chart: Energy Saving Trust payback for a home solar system with export payments, by place: London 9 years, Manchester 10 to 11, Aberystwyth 9 to 10, Stirling 11 to 12, depending on when the home is occupied, against an inverter replacement at about 12 years and a panel life of 25 years or more.0510152025LondonLondon: 9 years9 yrsManchesterManchester: 10 to 11 years10 to 11 yrsAberystwythAberystwyth: 9 to 10 years9 to 10 yrsStirlingStirling: 11 to 12 years11 to 12 yrsinverter replaced, about year 12panel life 25+ years
Simple payback with export payments, by place; the bar runs to the longest of the three occupancy patterns. Energy Saving Trust, fuel prices as of July 2026, England, Scotland and Wales [1]. Inverter replacement and panel life from the same page. Drawn by the Worthwatt team.
Solar panel payback with export payments, from the Energy Saving Trust, fuel prices as of July 2026, England, Scotland and Wales; Northern Ireland not yet included [1]. Read 13 October 2026.
PlaceHome all dayHome half the dayOut all day
London9 years9 years9 years
Manchester10 years10 years11 years
Aberystwyth9 years9 years10 years
Stirling11 years11 years12 years

Some things the payback leaves out make it longer: the Trust's costs exclude replacement parts, and it says the inverter needs replacing after around 12 years [2][1]. Simple payback also ignores discounting and inflation, and future electricity prices could move it either way; the Trust says it calls for caution [2].

How long do solar panels take to pay for themselves?

The solar panel payback period comes down to four numbers: what you pay, how much of your solar you use at home, your export rate and how much your roof generates. Our grid combines the last three at the government's 2025-26 median price of £1,595 per kWp [3]; the next table shows what your own installed price does.

Illustrative simple payback by the Worthwatt team at £1,595 per kWp. How we worked it out is below the table.
HouseholdValue per kWh generatedPayback, 925 kWh per kWpPayback, 806 kWh per kWp
Uses 29% of its solar (MCS examples A and C), 3p export9.8p18 years20 years
Uses 29% of its solar (MCS examples A and C), 12p export16.2p11 years12 years
Uses 39% of its solar (MCS example B), 3p export12.1p14 years16 years
Uses 39% of its solar (MCS example B), 12p export17.6p10 years11 years
How we worked it out

Payback = price per kWp / (kWh per kWp x value per kWh generated). Value per kWh generated = share used at home x 26.32p (Ofgem cap, Great Britain average, Direct Debit, October to December 2026 [6]) + share exported x the export rate (3p untied [8], 12p tied [9]). The shares used at home come from MCS's worked examples [5]. The 925 kWh per kWp column is MCS's design estimate for one example roof [5]; the 806 column converts the median load factor of Feed-in Tariff solar systems in 2024/25, 9.2 per cent and the lowest on record, into kWh per kWp: a cautious, historical figure for older systems, not a forecast for a new roof [4]. Shares used at home are held the same in both columns. £1,595 is the government's median for all installations up to 4 kW in Great Britain, including new builds and non-domestic ones [3]. The Trust's typical system works out at about £1,689 per kWp, and its paybacks use July 2026 fuel prices [1]. Year-one prices held flat; no inverter replacement, panel wear or discounting.

Among the scenarios in our grid, the export rate has the largest effect: payback is 10 to 12 years at a 12p export rate and 14 to 20 at 3p. Your installed price, shading and use can matter as much. Export rates are set by each supplier; in 2024-25 the average rates paid were 15.4p per kWh on tied tariffs and 7.3p on untied ones, Ofgem reports; these are past averages, not rates you can get today [7]. Payback rises in step with the price you pay:

Illustrative simple payback by the Worthwatt team at three installed prices per kWp, for the quickest case in our grid (39 per cent used at home, 12p export, 925 kWh per kWp) and the slowest (29 per cent, 3p, 806 kWh per kWp). The prices are round numbers to compare a quote with, not data: divide your quote by the system size in kWp.
Your installed priceQuickest case in our gridSlowest case in our grid
£1,500 per kWp9 years19 years
£2,000 per kWp12 years25 years
£2,500 per kWp15 years32 years

Before judging payback, divide your quote by the system size in kWp and find your row in the price table. For the quickest case in our illustrative grid, payback is 9 years at £1,500 per kWp and 15 years at £2,500 per kWp, so a higher price stretches it even when everything else stays the same.

Haroon AliWriting about property & energy for 11 years

Do solar panels save money on your electricity bill?

Yes, on the unit part of the bill and through export payments; the standing charge stays. For MCS's worked example of a home using 3,500 kWh a year with a 3 kWp system, which uses 805 of its 2,775 kWh of solar at home [5], the average monthly electric bill with solar panels works out like this, by our calculation:

Illustrative average monthly electricity bill by the Worthwatt team, MCS 032 example C [5], at the Ofgem cap for October to December 2026 (26.32p per kWh, 54.83p a day, Great Britain average, Direct Debit [6]). Yearly totals divided by 12: summer months are lower and winter months higher. Each row is rounded separately, so rows may not add exactly.
Without solarWith solar
Grid electricity bought, a month£77£59
Standing charge, a month£17£17
Export income, a month (may be paid separately)none£5 at 3p, £20 at 12p
Net electricity cost after export income, a month£93£56 to £71

Solar power pros and cons

Is solar power worth it once the downsides are counted? These are the advantages and disadvantages of solar power on a home, from the sources below.

Advantages and disadvantages of solar panels on a home, from the sources cited, read 12 and 13 October 2026.
AdvantagesDisadvantages
Lower electricity bills once installed [1]Upfront cost: about £7,600 for a typical system on the Trust's figures [1]
Payment for electricity you export, if you sign up for an export tariff, in Great Britain [1]Export rates vary widely by supplier and tariff: 1p to 40p per kWh offered in 2024-25 [7]
About one tonne of carbon saved a year for a typical system, depending on location [1]The inverter needs replacing after around 12 years [1]
Little maintenance: the Trust says you don't need to do much, and rain cleans panels tilted at 15 degrees or more [1]Works best on a south-facing, unshaded roof [1]
Panels should last 25 years or more [1]Payback of 9 years or more on the Trust's figures [1]
No VAT on panels installed in a home until 31 March 2027; bought without installation, they are standard-rated [10]5 per cent VAT on panels installed in a home from 1 April 2027 [10]

When are solar panels not worth it?

Solar panels are least likely to pay back when one of these applies:

  • Shade or a poor roof. Panels work best facing south with no shading [1]. Less sun means fewer kWh per kWp and a longer payback; our grid shows how much generation moves it, though neither of its columns is a shaded roof.
  • You expect to move soon. A payback of 9 years or more needs you, or the price of your home, to recover the cost; whether panels add value is covered in do solar panels add value to a house.
  • A low export rate. In our grid, 3p gives 14 to 20 years; with 29 per cent of the solar used at home it is the slowest case.
  • The roof needs work soon. Removing and refitting panels for roof work is a cost the payback leaves out; see solar panel removal and reinstallation.

Why are people getting rid of their solar panels?

We found no official statistic on homes removing solar panels, so we cannot say whether removals are rising or falling. For context, the government's cost analysis included 264,742 new MCS-certified installations of all kinds in Great Britain in 2025-26, 27 per cent more than the year before [3], and the Energy Saving Trust says there are nearly 1.7 million installations on homes across the UK [1]; new installations and removals can both rise. Panels can be taken off and refitted when a roof needs work; that is covered in solar panel removal and reinstallation.

Whether to add a battery is a separate decision: solar panels with or without a battery. Prices by size are on solar panel costs.

Sources

  1. Energy Saving Trust, Solar panels: costs, savings and benefits explained, updated 1 Oct 2026, read 13 Oct 2026
  2. Energy Saving Trust, How do we calculate our energy saving data?, read 13 Oct 2026
  3. DESNZ, Solar PV cost data 2025-26 (TIC basis), published 28 May 2026, read 12 Oct 2026
  4. DESNZ, Energy Trends: Feed-in Tariff load factor analysis 2024/25, published 18 Dec 2025, read 12 Oct 2026
  5. MCS 032:2025, solar PV and battery pre-sale information and performance estimate standard, 1 Jan 2025, read 13 Oct 2026
  6. Ofgem, Energy price cap unit rates and standing charges, 1 Oct to 31 Dec 2026, read 13 Oct 2026
  7. Ofgem, Smart Export Guarantee annual report, year 5 (2024-25), Dec 2025, read 13 Oct 2026
  8. British Gas, Smart Export Guarantee tariffs, updated 27 Aug 2026, read 13 Oct 2026
  9. Octopus Energy, Outgoing Octopus, read 13 Oct 2026
  10. HMRC, VAT Notice 708/6: energy-saving materials and heating equipment, read 13 Oct 2026